Micro-deposits errors

Guide to troubleshooting micro-deposits errors

BANK_TRANSFER_ACCOUNT_BLOCKED

The bank transfer could not be completed because a previous transfer involving the same end-user account resulted in an error.

Common causes

Plaid cannot send micro-deposits to verify this account because it has flagged the account as not valid for use. This can happen if a previous micro-deposit transfer to this account resulted in an ACH return.

Troubleshooting steps

Ask the end user to link a different account with Plaid and re-attempt the transfer with the new account.

API error response

http code 400
{
 "error_type": "BANK_TRANSFER_ERROR",
 "error_code": "BANK_TRANSFER_ACCOUNT_BLOCKED",
 "error_message": "bank transfer was blocked due to a previous ACH return on this account",
 "display_message": null,
 "request_id": "HNTDNrA8F1shFEW"
}