Accounts

API reference for retrieving account information and seeing all possible account types and subtypes

The /accounts/get endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. To return new accounts that were created after the user linked their Item, you can listen for the NEW_ACCOUNTS_AVAILABLE webhook and then use Link's update mode to request that the user share this new account with you.
/accounts/get is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.
For realtime balance information, use the paid endpoint /accounts/balance/get instead.

accounts/get

Request fields and example

client_id

stringstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secret

stringstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

access_token

requiredstringrequired, string

The access token associated with the Item data is being requested for.

options

objectobject

An optional object to filter /accounts/get results.

account_ids

[string][string]

An array of account_ids to retrieve for the Account.

Select group for content switcher

/accounts/get
Select Language
1const request: AccountsGetRequest = {
2  access_token: ACCESS_TOKEN,
3};
4try {
5  const response = await plaidClient.accountsGet(request);
6  const accounts = response.data.accounts;
7} catch (error) {
8  // handle error
9}

accounts/get

Response fields and example

accounts

[object][object]

An array of financial institution accounts associated with the Item. If /accounts/balance/get was called, each account will include real-time balance information.

account_id

stringstring

Plaid’s unique identifier for the account. This value will not change unless Plaid can't reconcile the account with the data returned by the financial institution. This may occur, for example, when the name of the account changes. If this happens a new account_id will be assigned to the account.
The account_id can also change if the access_token is deleted and the same credentials that were used to generate that access_token are used to generate a new access_token on a later date. In that case, the new account_id will be different from the old account_id.
If an account with a specific account_id disappears instead of changing, the account is likely closed. Closed accounts are not returned by the Plaid API.
Like all Plaid identifiers, the account_id is case sensitive.

balances

objectobject

A set of fields describing the balance for an account. Balance information may be cached unless the balance object was returned by /accounts/balance/get.

available

nullablenumbernullable, number

The amount of funds available to be withdrawn from the account, as determined by the financial institution.
For credit-type accounts, the available balance typically equals the limit less the current balance, less any pending outflows plus any pending inflows.
For depository-type accounts, the available balance typically equals the current balance less any pending outflows plus any pending inflows. For depository-type accounts, the available balance does not include the overdraft limit.
For investment-type accounts (or brokerage-type accounts for API versions 2018-05-22 and earlier), the available balance is the total cash available to withdraw as presented by the institution.
Note that not all institutions calculate the available balance. In the event that available balance is unavailable, Plaid will return an available balance value of null.
Available balance may be cached and is not guaranteed to be up-to-date in realtime unless the value was returned by /accounts/balance/get.
If current is null this field is guaranteed not to be null.

Format: double

current

nullablenumbernullable, number

The total amount of funds in or owed by the account.
For credit-type accounts, a positive balance indicates the amount owed; a negative amount indicates the lender owing the account holder.
For loan-type accounts, the current balance is the principal remaining on the loan, except in the case of student loan accounts at Sallie Mae (ins_116944). For Sallie Mae student loans, the account's balance includes both principal and any outstanding interest. Similar to credit-type accounts, a positive balance is typically expected, while a negative amount indicates the lender owing the account holder.
For investment-type accounts (or brokerage-type accounts for API versions 2018-05-22 and earlier), the current balance is the total value of assets as presented by the institution.
Note that balance information may be cached unless the value was returned by /accounts/balance/get; if the Item is enabled for Transactions, the balance will be at least as recent as the most recent Transaction update. If you require realtime balance information, use the available balance as provided by /accounts/balance/get.
When returned by /accounts/balance/get, this field may be null. When this happens, available is guaranteed not to be null.

Format: double

limit

nullablenumbernullable, number

For credit-type accounts, this represents the credit limit.
For depository-type accounts, this represents the pre-arranged overdraft limit, which is common for current (checking) accounts in Europe.
In North America, this field is typically only available for credit-type accounts.

Format: double

iso_currency_code

nullablestringnullable, string

The ISO-4217 currency code of the balance. Always null if unofficial_currency_code is non-null.

unofficial_currency_code

nullablestringnullable, string

The unofficial currency code associated with the balance. Always null if iso_currency_code is non-null. Unofficial currency codes are used for currencies that do not have official ISO currency codes, such as cryptocurrencies and the currencies of certain countries.
See the currency code schema for a full listing of supported unofficial_currency_codes.

last_updated_datetime

nullablestringnullable, string

Timestamp in ISO 8601 format (YYYY-MM-DDTHH:mm:ssZ) indicating the last time the balance was updated.
This field is returned only when the institution is ins_128026 (Capital One).

Format: date-time

mask

nullablestringnullable, string

The last 2-4 alphanumeric characters of either the account’s displayed mask or the account’s official account number. Note that the mask may be non-unique between an Item’s accounts.

name

stringstring

The name of the account, either assigned by the user or by the financial institution itself

official_name

nullablestringnullable, string

The official name of the account as given by the financial institution

type

stringstring

investment: Investment account. In API versions 2018-05-22 and earlier, this type is called brokerage instead.
credit: Credit card
depository: Depository account
loan: Loan account
other: Non-specified account type
See the Account type schema for a full listing of account types and corresponding subtypes.

Possible values: investment, credit, depository, loan, brokerage, other

subtype

nullablestringnullable, string

See the Account type schema for a full listing of account types and corresponding subtypes.

Possible values: 401a, 401k, 403B, 457b, 529, auto, brokerage, business, cash isa, cash management, cd, checking, commercial, construction, consumer, credit card, crypto exchange, ebt, education savings account, fixed annuity, gic, health reimbursement arrangement, home equity, hsa, isa, ira, keogh, lif, life insurance, line of credit, lira, loan, lrif, lrsp, money market, mortgage, mutual fund, non-custodial wallet, non-taxable brokerage account, other, other insurance, other annuity, overdraft, paypal, payroll, pension, prepaid, prif, profit sharing plan, rdsp, resp, retirement, rlif, roth, roth 401k, rrif, rrsp, sarsep, savings, sep ira, simple ira, sipp, stock plan, student, thrift savings plan, tfsa, trust, ugma, utma, variable annuity

verification_status

stringstring

The current verification status of an Auth Item initiated through micro-deposits or database verification. Returned for Auth Items only.
pending_automatic_verification: The Item is pending automatic verification
pending_manual_verification: The Item is pending manual micro-deposit verification. Items remain in this state until the user successfully verifies the micro-deposit.
automatically_verified: The Item has successfully been automatically verified
manually_verified: The Item has successfully been manually verified
verification_expired: Plaid was unable to automatically verify the deposit within 7 calendar days and will no longer attempt to validate the Item. Users may retry by submitting their information again through Link.
verification_failed: The Item failed manual micro-deposit verification because the user exhausted all 3 verification attempts. Users may retry by submitting their information again through Link.
unsent: The Item is pending micro-deposit verification, but Plaid has not yet sent the micro-deposit.
database_matched: The Item has successfully been verified using Plaid's data sources. Only returned for Auth Items created via Database Match.
database_insights_pass: The Item's numbers have been verified using Plaid's data sources: the routing and account number match a routing and account number of an account recognized on the Plaid network, and the account is not known by Plaid to be frozen or closed. Only returned for Auth Items created via Database Auth.
database_insights_pass_with_caution:The Item's numbers have been verified using Plaid's data sources and have some signal for being valid: the routing and account number were not recognized on the Plaid network, but the routing number is valid and the account number is a potential valid account number for that routing number. Only returned for Auth Items created via Database Auth.
database_insights_fail: The Item's numbers have been verified using Plaid's data sources and have signal for being invalid and/or have no signal for being valid. Typically this indicates that the routing number is invalid, the account number does not match the account number format associated with the routing number, or the account has been reported as closed or frozen. Only returned for Auth Items created via Database Auth.

Possible values: automatically_verified, pending_automatic_verification, pending_manual_verification, unsent, manually_verified, verification_expired, verification_failed, database_matched, database_insights_pass, database_insights_pass_with_caution, database_insights_fail

verification_name

stringstring

The account holder name that was used for micro-deposit and/or database verification. Only returned for Auth Items created via micro-deposit or database verification. This name was manually-entered by the user during Link, unless it was otherwise provided via the user.legal_name request field in /link/token/create for the Link session that created the Item.

verification_insights

objectobject

Insights from performing database verification for the account. Only returned for Auth Items using Database Auth.

name_match_score

nullableintegernullable, integer

Indicates the score of the name match between the given name provided during database verification (available in the verification_name field) and matched Plaid network accounts. If defined, will be a value between 0 and 100. Will be undefined if name matching was not enabled for the database verification session or if there were no eligible Plaid network matches to compare the given name with.

network_status

objectobject

Status information about the account and routing number in the Plaid network.

has_numbers_match

booleanboolean

Indicates whether we found at least one matching account for the ACH account and routing number.

is_numbers_match_verified

booleanboolean

Indicates if at least one matching account for the ACH account and routing number is already verified.

previous_returns

objectobject

Information about known ACH returns for the account and routing number.

has_previous_administrative_return

booleanboolean

Indicates whether Plaid's data sources include a known administrative ACH return for account and routing number.

account_number_format

stringstring

Indicator of account number format validity for institution.
valid: indicates that the account number has a correct format for the institution.
invalid: indicates that the account number has an incorrect format for the institution.
unknown: indicates that there was not enough information to determine whether the format is correct for the institution.

Possible values: valid, invalid, unknown

persistent_account_id

stringstring

A unique and persistent identifier for accounts that can be used to trace multiple instances of the same account across different Items for depository accounts. This field is currently supported only for Items at institutions that use Tokenized Account Numbers (i.e., Chase and PNC, and in May 2025 US Bank). Because these accounts have a different account number each time they are linked, this field may be used instead of the account number to uniquely identify an account across multiple Items for payments use cases, helping to reduce duplicate Items or attempted fraud. In Sandbox, this field is populated for TAN-based institutions (ins_56, ins_13) as well as the OAuth Sandbox institution (ins_127287); in Production, it will only be populated for accounts at applicable institutions.

holder_category

nullablestringnullable, string

Indicates the account's categorization as either a personal or a business account. This field is currently in beta; to request access, contact your account manager.

Possible values: business, personal, unrecognized

item

objectobject

Metadata about the Item.

item_id

stringstring

The Plaid Item ID. The item_id is always unique; linking the same account at the same institution twice will result in two Items with different item_id values. Like all Plaid identifiers, the item_id is case-sensitive.

institution_id

nullablestringnullable, string

The Plaid Institution ID associated with the Item. Field is null for Items created without an institution connection, such as Items created via Same Day Micro-deposits.

institution_name

nullablestringnullable, string

The name of the institution associated with the Item. Field is null for Items created without an institution connection, such as Items created via Same Day Micro-deposits.

webhook

nullablestringnullable, string

The URL registered to receive webhooks for the Item.

auth_method

nullablestringnullable, string

The method used to populate Auth data for the Item. This field is only populated for Items that have had Auth numbers data set on at least one of its accounts, and will be null otherwise. For info about the various flows, see our Auth coverage documentation.
INSTANT_AUTH: The Item's Auth data was provided directly by the user's institution connection.
INSTANT_MATCH: The Item's Auth data was provided via the Instant Match fallback flow.
AUTOMATED_MICRODEPOSITS: The Item's Auth data was provided via the Automated Micro-deposits flow.
SAME_DAY_MICRODEPOSITS: The Item's Auth data was provided via the Same Day Micro-deposits flow.
INSTANT_MICRODEPOSITS: The Item's Auth data was provided via the Instant Micro-deposits flow.
DATABASE_MATCH: The Item's Auth data was provided via the Database Match flow.
DATABASE_INSIGHTS: The Item's Auth data was provided via the Database Insights flow.
TRANSFER_MIGRATED: The Item's Auth data was provided via /transfer/migrate_account.
INVESTMENTS_FALLBACK: The Item's Auth data for Investments Move was provided via a fallback flow.

Possible values: INSTANT_AUTH, INSTANT_MATCH, AUTOMATED_MICRODEPOSITS, SAME_DAY_MICRODEPOSITS, INSTANT_MICRODEPOSITS, DATABASE_MATCH, DATABASE_INSIGHTS, TRANSFER_MIGRATED, INVESTMENTS_FALLBACK

error

nullableobjectnullable, object

Errors are identified by error_code and categorized by error_type. Use these in preference to HTTP status codes to identify and handle specific errors. HTTP status codes are set and provide the broadest categorization of errors: 4xx codes are for developer- or user-related errors, and 5xx codes are for Plaid-related errors, and the status will be 2xx in non-error cases. An Item with a non-null error object will only be part of an API response when calling /item/get to view Item status. Otherwise, error fields will be null if no error has occurred; if an error has occurred, an error code will be returned instead.

error_type

stringstring

A broad categorization of the error. Safe for programmatic use.

Possible values: INVALID_REQUEST, INVALID_RESULT, INVALID_INPUT, INSTITUTION_ERROR, RATE_LIMIT_EXCEEDED, API_ERROR, ITEM_ERROR, ASSET_REPORT_ERROR, RECAPTCHA_ERROR, OAUTH_ERROR, PAYMENT_ERROR, BANK_TRANSFER_ERROR, INCOME_VERIFICATION_ERROR, MICRODEPOSITS_ERROR, SANDBOX_ERROR, PARTNER_ERROR, TRANSACTIONS_ERROR, TRANSACTION_ERROR, TRANSFER_ERROR, CHECK_REPORT_ERROR, CONSUMER_REPORT_ERROR

error_code

stringstring

The particular error code. Safe for programmatic use.

error_code_reason

nullablestringnullable, string

The specific reason for the error code. Currently, reasons are only supported OAuth-based item errors; null will be returned otherwise. Safe for programmatic use.
Possible values: OAUTH_INVALID_TOKEN: The user’s OAuth connection to this institution has been invalidated.
OAUTH_CONSENT_EXPIRED: The user's access consent for this OAuth connection to this institution has expired.
OAUTH_USER_REVOKED: The user’s OAuth connection to this institution is invalid because the user revoked their connection.

error_message

stringstring

A developer-friendly representation of the error code. This may change over time and is not safe for programmatic use.

display_message

nullablestringnullable, string

A user-friendly representation of the error code. null if the error is not related to user action.
This may change over time and is not safe for programmatic use.

request_id

stringstring

A unique ID identifying the request, to be used for troubleshooting purposes. This field will be omitted in errors provided by webhooks.

causes

arrayarray

In this product, a request can pertain to more than one Item. If an error is returned for such a request, causes will return an array of errors containing a breakdown of these errors on the individual Item level, if any can be identified.
causes will be provided for the error_type ASSET_REPORT_ERROR or CHECK_REPORT_ERROR. causes will also not be populated inside an error nested within a warning object.

status

nullableintegernullable, integer

The HTTP status code associated with the error. This will only be returned in the response body when the error information is provided via a webhook.

documentation_url

stringstring

The URL of a Plaid documentation page with more information about the error

suggested_action

nullablestringnullable, string

Suggested steps for resolving the error

available_products

[string][string]

A list of products available for the Item that have not yet been accessed. The contents of this array will be mutually exclusive with billed_products.

Possible values: assets, auth, balance, balance_plus, beacon, identity, identity_match, investments, investments_auth, liabilities, payment_initiation, identity_verification, transactions, credit_details, income, income_verification, standing_orders, transfer, employment, recurring_transactions, transactions_refresh, signal, statements, processor_payments, processor_identity, profile, cra_base_report, cra_income_insights, cra_partner_insights, cra_network_insights, cra_cashflow_insights, layer, pay_by_bank, protect_linked_bank

billed_products

[string][string]

A list of products that have been billed for the Item. The contents of this array will be mutually exclusive with available_products. Note - billed_products is populated in all environments but only requests in Production are billed. Also note that products that are billed on a pay-per-call basis rather than a pay-per-Item basis, such as balance, will not appear here.

products

[string][string]

A list of products added to the Item. In almost all cases, this will be the same as the billed_products field. For some products, it is possible for the product to be added to an Item but not yet billed (e.g. Assets, before /asset_report/create has been called, or Auth or Identity when added as Optional Products but before their endpoints have been called), in which case the product may appear in products but not in billed_products.

consented_products

[string][string]

A list of products that the user has consented to for the Item via Data Transparency Messaging. This will consist of all products where both of the following are true: the user has consented to the required data scopes for that product and you have Production access for that product.

Possible values: assets, auth, balance, balance_plus, beacon, identity, identity_match, investments, investments_auth, liabilities, transactions, income, income_verification, transfer, employment, recurring_transactions, signal, statements, processor_payments, processor_identity, cra_base_report, cra_income_insights, cra_partner_insights, cra_cashflow_insights, layer

consent_expiration_time

nullablestringnullable, string

The date and time at which the Item's access consent will expire, in ISO 8601 format. If the Item does not have consent expiration scheduled, this field will be null. Currently, only institutions in Europe and a small number of institutions in the US have expiring consent. Closer to the 1033 compliance deadline of April 1, 2026, expiration times will be populated more widely. For more details, see Data Transparency Messaging consent expiration.

Format: date-time

update_type

stringstring

Indicates whether an Item requires user interaction to be updated, which can be the case for Items with some forms of two-factor authentication.
background - Item can be updated in the background
user_present_required - Item requires user interaction to be updated

Possible values: background, user_present_required

request_id

stringstring

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

API Object
1{
"accounts": [
  {
    "account_id": "blgvvBlXw3cq5GMPwqB6s6q4dLKB9WcVqGDGo",
    "balances": {
      "available": 100,
      "current": 110,
      "iso_currency_code": "USD",
      "limit": null,
      "unofficial_currency_code": null
    },
    "holder_category": "personal",
    "mask": "0000",
    "name": "Plaid Checking",
    "official_name": "Plaid Gold Standard 0% Interest Checking",
    "subtype": "checking",
    "type": "depository"
  },
  {
    "account_id": "6PdjjRP6LmugpBy5NgQvUqpRXMWxzktg3rwrk",
    "balances": {
      "available": null,
      "current": 23631.9805,
      "iso_currency_code": "USD",
      "limit": null,
      "unofficial_currency_code": null
    },
    "mask": "6666",
    "name": "Plaid 401k",
    "official_name": null,
    "subtype": "401k",
    "type": "investment"
  },
  {
    "account_id": "XMBvvyMGQ1UoLbKByoMqH3nXMj84ALSdE5B58",
    "balances": {
      "available": null,
      "current": 65262,
      "iso_currency_code": "USD",
      "limit": null,
      "unofficial_currency_code": null
    },
    "mask": "7777",
    "name": "Plaid Student Loan",
    "official_name": null,
    "subtype": "student",
    "type": "loan"
  }
],
"item": {
  "available_products": [
    "balance",
    "identity",
    "payment_initiation",
    "transactions"
  ],
  "billed_products": [
    "assets",
    "auth"
  ],
  "consent_expiration_time": null,
  "error": null,
  "institution_id": "ins_117650",
  "institution_name": "Royal Bank of Plaid",
  "item_id": "DWVAAPWq4RHGlEaNyGKRTAnPLaEmo8Cvq7na6",
  "update_type": "background",
  "webhook": "https://www.genericwebhookurl.com/webhook",
  "auth_method": "INSTANT_AUTH"
},
"request_id": "bkVE1BHWMAZ9Rnr"
71}

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Account type schema

The schema below describes the various types and corresponding subtypes that Plaid recognizes and reports for financial institution accounts. For a mapping of supported types and subtypes to Plaid products, see the Account type / product support matrix.

Properties

depository

stringstring

An account type holding cash, in which funds are deposited.

checking

stringstring

Checking account

savings

stringstring

Savings account

hsa

stringstring

Health Savings Account (US only) that can only hold cash

cd

stringstring

Certificate of deposit account

money market

stringstring

Money market account

paypal

stringstring

PayPal depository account

prepaid

stringstring

Prepaid debit card

cash management

stringstring

A cash management account, typically a cash account at a brokerage

ebt

stringstring

An Electronic Benefit Transfer (EBT) account, used by certain public assistance programs to distribute funds (US only)

credit

stringstring

A credit card type account.

credit card

stringstring

Bank-issued credit card

paypal

stringstring

PayPal-issued credit card

loan

stringstring

A loan type account.

auto

stringstring

Auto loan

business

stringstring

Business loan

commercial

stringstring

Commercial loan

construction

stringstring

Construction loan

consumer

stringstring

Consumer loan

home equity

stringstring

Home Equity Line of Credit (HELOC)

loan

stringstring

General loan

mortgage

stringstring

Mortgage loan

overdraft

stringstring

Pre-approved overdraft account, usually tied to a checking account

line of credit

stringstring

Pre-approved line of credit

student

stringstring

Student loan

other

stringstring

Other loan type or unknown loan type

investment

stringstring

An investment account. In API versions 2018-05-22 and earlier, this type is called brokerage.

529

stringstring

Tax-advantaged college savings and prepaid tuition 529 plans (US)

401a

stringstring

Employer-sponsored money-purchase 401(a) retirement plan (US)

401k

stringstring

Standard 401(k) retirement account (US)

403B

stringstring

403(b) retirement savings account for non-profits and schools (US)

457b

stringstring

Tax-advantaged deferred-compensation 457(b) retirement plan for governments and non-profits (US)

brokerage

stringstring

Standard brokerage account

cash isa

stringstring

Individual Savings Account (ISA) that pays interest tax-free (UK)

crypto exchange

stringstring

Standard cryptocurrency exchange account

education savings account

stringstring

Tax-advantaged Coverdell Education Savings Account (ESA) (US)

fixed annuity

stringstring

Fixed annuity

gic

stringstring

Guaranteed Investment Certificate (Canada)

health reimbursement arrangement

stringstring

Tax-advantaged Health Reimbursement Arrangement (HRA) benefit plan (US)

hsa

stringstring

Non-cash tax-advantaged medical Health Savings Account (HSA) (US)

ira

stringstring

Traditional Individual Retirement Account (IRA) (US)

isa

stringstring

Non-cash Individual Savings Account (ISA) (UK)

keogh

stringstring

Keogh self-employed retirement plan (US)

lif

stringstring

Life Income Fund (LIF) retirement account (Canada)

life insurance

stringstring

Life insurance account

lira

stringstring

Locked-in Retirement Account (LIRA) (Canada)

lrif

stringstring

Locked-in Retirement Income Fund (LRIF) (Canada)

lrsp

stringstring

Locked-in Retirement Savings Plan (Canada)

mutual fund

stringstring

Mutual fund account

non-custodial wallet

stringstring

A cryptocurrency wallet where the user controls the private key

non-taxable brokerage account

stringstring

A non-taxable brokerage account that is not covered by a more specific subtype

other

stringstring

An account whose type could not be determined

other annuity

stringstring

An annuity account not covered by other subtypes

other insurance

stringstring

An insurance account not covered by other subtypes

pension

stringstring

Standard pension account

prif

stringstring

Prescribed Registered Retirement Income Fund (Canada)

profit sharing plan

stringstring

Plan that gives employees share of company profits

qshr

stringstring

Qualifying share account

rdsp

stringstring

Registered Disability Savings Plan (RSDP) (Canada)

resp

stringstring

Registered Education Savings Plan (Canada)

retirement

stringstring

Retirement account not covered by other subtypes

rlif

stringstring

Restricted Life Income Fund (RLIF) (Canada)

roth

stringstring

Roth IRA (US)

roth 401k

stringstring

Employer-sponsored Roth 401(k) plan (US)

rrif

stringstring

Registered Retirement Income Fund (RRIF) (Canada)

rrsp

stringstring

Registered Retirement Savings Plan (Canadian, similar to US 401(k))

sarsep

stringstring

Salary Reduction Simplified Employee Pension Plan (SARSEP), discontinued retirement plan (US)

sep ira

stringstring

Simplified Employee Pension IRA (SEP IRA), retirement plan for small businesses and self-employed (US)

simple ira

stringstring

Savings Incentive Match Plan for Employees IRA, retirement plan for small businesses (US)

sipp

stringstring

Self-Invested Personal Pension (SIPP) (UK)

stock plan

stringstring

Standard stock plan account

tfsa

stringstring

Tax-Free Savings Account (TFSA), a retirement plan similar to a Roth IRA (Canada)

trust

stringstring

Account representing funds or assets held by a trustee for the benefit of a beneficiary. Includes both revocable and irrevocable trusts.

ugma

stringstring

'Uniform Gift to Minors Act' (brokerage account for minors, US)

utma

stringstring

'Uniform Transfers to Minors Act' (brokerage account for minors, US)

variable annuity

stringstring

Tax-deferred capital accumulation annuity contract

other

stringstring

Other or unknown account type.

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Account type / product support matrix

The chart below indicates which products can be used with which account types. Note that some products can only be used with certain subtypes:

Auth and Signal require a debitable checking, savings, or cash management account.
Liabilities does not support loan types other than student or mortgage.
Transactions does not support loan types other than student. (For Canadian institutions, Transactions also supports the mortgage loan type.)
Investments does not support depository types other than cash management.

Also note that not all institutions support all products; for details on which products a given institution supports, use /institutions/get_by_id or look up the institution on the Plaid Dashboard status page.

Product	Depository	Credit	Investments	Loan	Other
Balance			*
Transactions
Identity
Assets
Consumer Reports by Plaid Check
Investments
Investments Move
Liabilities
Auth
Transfer
Income (Bank Income flow)
Statements
Signal
Payment Initiation (UK and Europe)
Virtual Accounts (UK and Europe)

* Investments holdings data is not priced intra-day.

Currency code schema

The following currency codes are supported by Plaid.

Properties

iso_currency_code

stringstring

Plaid supports all ISO 4217 currency codes.

unofficial_currency_code

stringstring

List of unofficial currency codes

ADA

stringstring

Cardano

BAT

stringstring

Basic Attention Token

BCH

stringstring

Bitcoin Cash

BNB

stringstring

Binance Coin

BTC

stringstring

Bitcoin

BTG

stringstring

Bitcoin Gold

BSV

stringstring

Bitcoin Satoshi Vision

CNH

stringstring

Chinese Yuan (offshore)

DASH

stringstring

Dash

DOGE

stringstring

Dogecoin

ETC

stringstring

Ethereum Classic

ETH

stringstring

Ethereum

GBX

stringstring

Pence sterling, i.e. British penny

LSK

stringstring

Lisk

NEO

stringstring

Neo

OMG

stringstring

OmiseGO

QTUM

stringstring

Qtum

USDT

stringstring

Tether

XLM

stringstring

Stellar Lumen

XMR

stringstring

Monero

XRP

stringstring

Ripple

ZEC

stringstring

Zcash

ZRX

stringstring

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Investment transaction types schema

Valid values for investment transaction types and subtypes. Note that transactions representing inflow of cash will appear as negative amounts, outflow of cash will appear as positive amounts.

Properties

buy

stringstring

Buying an investment

assignment

stringstring

Assignment of short option holding

contribution

stringstring

Inflow of assets into a tax-advantaged account

buy

stringstring

Purchase to open or increase a position

buy to cover

stringstring

Purchase to close a short position

dividend reinvestment

stringstring

Purchase using proceeds from a cash dividend

interest reinvestment

stringstring

Purchase using proceeds from a cash interest payment

long-term capital gain reinvestment

stringstring

Purchase using long-term capital gain cash proceeds

short-term capital gain reinvestment

stringstring

Purchase using short-term capital gain cash proceeds

sell

stringstring

Selling an investment

distribution

stringstring

Outflow of assets from a tax-advantaged account

exercise

stringstring

Exercise of an option or warrant contract

sell

stringstring

Sell to close or decrease an existing holding

sell short

stringstring

Sell to open a short position

cancel

stringstring

A cancellation of a pending transaction

cash

stringstring

Activity that modifies a cash position

account fee

stringstring

Fees paid for account maintenance

contribution

stringstring

Inflow of assets into a tax-advantaged account

deposit

stringstring

Inflow of cash into an account

dividend

stringstring

Inflow of cash from a dividend

stock distribution

stringstring

Inflow of stock from a distribution

interest

stringstring

Inflow of cash from interest

legal fee

stringstring

Fees paid for legal charges or services

long-term capital gain

stringstring

Long-term capital gain received as cash

management fee

stringstring

Fees paid for investment management of a mutual fund or other pooled investment vehicle

margin expense

stringstring

Fees paid for maintaining margin debt

non-qualified dividend

stringstring

Inflow of cash from a non-qualified dividend

non-resident tax

stringstring

Taxes paid on behalf of the investor for non-residency in investment jurisdiction

pending credit

stringstring

Pending inflow of cash

pending debit

stringstring

Pending outflow of cash

qualified dividend

stringstring

Inflow of cash from a qualified dividend

short-term capital gain

stringstring

Short-term capital gain received as cash

tax

stringstring

Taxes paid on behalf of the investor

tax withheld

stringstring

Taxes withheld on behalf of the customer

transfer fee

stringstring

Fees incurred for transfer of a holding or account

trust fee

stringstring

Fees related to administration of a trust account

unqualified gain

stringstring

Unqualified capital gain received as cash

withdrawal

stringstring

Outflow of cash from an account

fee

stringstring

Fees on the account, e.g. commission, bookkeeping, options-related.

account fee

stringstring

Fees paid for account maintenance

adjustment

stringstring

Increase or decrease in quantity of item

dividend

stringstring

Inflow of cash from a dividend

interest

stringstring

Inflow of cash from interest

interest receivable

stringstring

Inflow of cash from interest receivable

long-term capital gain

stringstring

Long-term capital gain received as cash

legal fee

stringstring

Fees paid for legal charges or services

management fee

stringstring

Fees paid for investment management of a mutual fund or other pooled investment vehicle

margin expense

stringstring

Fees paid for maintaining margin debt

non-qualified dividend

stringstring

Inflow of cash from a non-qualified dividend

non-resident tax

stringstring

Taxes paid on behalf of the investor for non-residency in investment jurisdiction

qualified dividend

stringstring

Inflow of cash from a qualified dividend

return of principal

stringstring

Repayment of loan principal

short-term capital gain

stringstring

Short-term capital gain received as cash

stock distribution

stringstring

Inflow of stock from a distribution

tax

stringstring

Taxes paid on behalf of the investor

tax withheld

stringstring

Taxes withheld on behalf of the customer

transfer fee

stringstring

Fees incurred for transfer of a holding or account

trust fee

stringstring

Fees related to administration of a trust account

unqualified gain

stringstring

Unqualified capital gain received as cash

transfer

stringstring

Activity that modifies a position, but not through buy/sell activity e.g. options exercise, portfolio transfer

assignment

stringstring

Assignment of short option holding

adjustment

stringstring

Increase or decrease in quantity of item

exercise

stringstring

Exercise of an option or warrant contract

expire

stringstring

Expiration of an option or warrant contract

merger

stringstring

Stock exchanged at a pre-defined ratio as part of a merger between companies

request

stringstring

Request fiat or cryptocurrency to an address or email

send

stringstring

Inflow or outflow of fiat or cryptocurrency to an address or email

spin off

stringstring

Inflow of stock from spin-off transaction of an existing holding

split

stringstring

Inflow of stock from a forward split of an existing holding

trade

stringstring

Trade of one cryptocurrency for another

transfer

stringstring

Movement of assets into or out of an account

Accounts

API reference for retrieving account information and seeing all possible account types and subtypes

`/accounts/get`

Retrieve accounts

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Account type schema

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Account type / product support matrix

Currency code schema

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Investment transaction types schema

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