credit
Approve more loans
on one platform
Quickly access the latest cash flow data with high converting, personalised user experiences.
Seamless experiences for higher conversion
Offer loans three times faster than traditional methods, without impacting defaults.
Insights and attributes for easy risk assessment
Use real-time cash flow insights from millions of permissioned accounts to make smarter risk decisions and offer more competitive loan terms.
Streamline everything from verification to repayments
Get to know and verify borrowers
Quickly verify assets and income, meet global KYC requirements, and reduce fraud losses with our powerful anti-fraud engine.
Seamless identity verification
Stay ahead of compliance and risk. Easily verify borrowers’ identities for global KYC with ID document checks, liveness detection, risk analysis, and anti-money laundering watchlist screening.
Income Insights
Make smarter and faster decisions. Get real-time insights into a borrower’s income and employment in seconds with a breakdown of earnings from salaries, gig work, and more.
The conversion we've seen with Plaid is by far the best of any open banking provider we've worked with.
Tom Steer
Head of Underwriting
Lend smarter with cash flow data
Make smarter credit and lending decisions with unique risk and cash flow insights. Get up to 24 months of cash flow data on the Financial Insights Report for a full financial picture.
Lend smarter with cash flow data
Make smarter credit and lending decisions with unique risk and cash flow insights. Get up to 24 months of cash flow data on the Financial Insights Report for a full financial picture.
The real-time data from Plaid plays a crucial role in powering our automated underwriting and repayments process.
Andy Quach
Head of CommercialRead more
Instantly disburse loans
Speed up loan payouts giving eligible borrowers faster access to funds.
Transfer
Make seamless withdrawals that arrive instantly. Cut hefty costs from cards and acquirers with low fixed-fee payments.
Collect repayments on time, every time
Remove manual follow-ups and high collection costs. Automate borrower repayments for a seamless experience—no hassle, no admin burden.
Variable Recurring Payments
VRP enables users to authenticate only once and then make future payments automatic with no additional approvals needed. Secure, efficient, and stress-free.
Unlock real-time cash flow data in as little as 10 seconds.
Unlock 12k institutions across the UK, Europe and North America.
