Europe’s leading open banking platform
Payments, onboarding, lending, and financial data — all through one API platform.
Power every stage of the fintech customer journey
Bank payments that convert
Pay by Bank, Recurring, and Payouts built for fintechs who move money at scale.
Move money fastApprove more with real-time cash flow data
Personal and business account coverage built to power faster, smarter, and more accurate decisions across the lending lifecycle.
See credit solutions
The financial data layer your product needs
Build financial management experiences on categorised transactions, enriched merchant data, and real-time balances.
Unlock data accessThe gold standard in account linking
Account linking with built-in fraud signals, identity verification, and the conversion rates to prove it.
See onboarding in action
Built for Europe
Find out moreBuilt for Europe
Find out moreThe network powering European fintech
Global infrastructure, local expertise. Access 12,000+ financial institutions and both personal and business accounts across 20 countries.
The network powering European fintech
Global infrastructure, local expertise. Access 12,000+ financial institutions and both personal and business accounts across 20 countries.
55%
YoY European customer growth
99.99%
uptime
12,000+
financial institutions across 20 countries
100M+
global users on the Plaid Network
Meet the fintechs building on Plaid
