BUSINESS FINANCIAL MANAGEMENT
Give businesses financial clarity
Turn data into automated bookkeeping, smarter spend decisions, and live views of cash inflows and outflows.
What real-time data makes possible
Cash flow that’s up to date
Balances and transactions sync automatically, so you always have an accurate view of cash flow and can plan with confidence.
Better visibility into expenses
Transactions are automatically categorised and labelled, helping customers track and manage spend without manual work.
Initiate bill and invoice payments within your app
Payment initiation provides a low-friction way for your users to make standing orders and bill and invoice payments.
95% of banks
serving small businesses are supported
10M+ business accounts
connected to the Plaid Network
500M+ transactions
cleaned and enriched every day
See clean, structured cash flow
Connect where businesses bankLink to business and personal accounts across thousands of institutions, with optimised flows for business banking.
Use data built for business financesAutomatically identify business accounts and categorise transactions based on real business activity.
See where cash stands todayCombine live balances with up to 24 months of transaction history to plan confidently.
See clean, structured cash flow
Connect where businesses bankLink to business and personal accounts across thousands of institutions, with optimised flows for business banking.
Use data built for business financesAutomatically identify business accounts and categorise transactions based on real business activity.
See where cash stands todayCombine live balances with up to 24 months of transaction history to plan confidently.
Take control of business spend
See spend categories more clearlyAutomatically classify expenses into fixed, variable, and more—so spend is easier to review and control.
Know exactly where money is goingTransactions are cleaned and enriched with merchant names and categories, eliminating manual cleanup.
Spot recurring costs and opportunitiesSurface recurring vendors and subscriptions to support budgeting, renegotiation, and cancellation.
Take control of business spend
See spend categories more clearlyAutomatically classify expenses into fixed, variable, and more—so spend is easier to review and control.
Know exactly where money is goingTransactions are cleaned and enriched with merchant names and categories, eliminating manual cleanup.
Spot recurring costs and opportunitiesSurface recurring vendors and subscriptions to support budgeting, renegotiation, and cancellation.
Help payroll and invoice payments run smoothly
Simplify direct debit set upSecurely retrieve account details—including account number, sort code, IBAN, and BIC—to streamline setup for direct debits and payouts.
Enable seamless invoice paymentsLet customers initiate invoice payments directly from their bank account using payment initiation, reducing friction at the point of payment.
Help payroll and invoice payments run smoothly
Simplify direct debit set upSecurely retrieve account details—including account number, sort code, IBAN, and BIC—to streamline setup for direct debits and payouts.
Enable seamless invoice paymentsLet customers initiate invoice payments directly from their bank account using payment initiation, reducing friction at the point of payment.
David Carr, CFO and Head of Product at Clear Books.
That’s when Clear Books turned to Plaid.customer stories
What leading companies build with Plaid
Your questions, answered
Reach out if we missed yours.
What is business financial management software?
Business financial management software helps platforms give businesses visibility into cash flow, expenses, and financial activity by organising account, balance, and transaction data in one place.
How do platforms deliver business financial management tools?
Platforms deliver business financial management tools by connecting to business bank accounts and using standardised financial data to power reporting, automation, and real-time insights.
How does Plaid enable real-time cash flow visibility?
Plaid enables real-time cash flow visibility by providing live balances and continuously refreshed transactions from business accounts, so platforms can show accurate cash positions.
Why do platforms use Plaid for business financial management?
Platforms use Plaid for business financial management because it offers broad business account coverage, clean transaction data, and enrichment that’s difficult and costly to build in-house.
How is Plaid’s business data different from consumer data?
Plaid’s business data differs from consumer data by supporting business accounts with business-specific indicators and enrichment trained on patterns like payroll, revenue, and operating expenses.
What makes Plaid different from other business data providers?
What makes Plaid different from other business data providers is its scale and network, which improve data quality, coverage, and reliability as more businesses connect.
What types of platforms are the best fit for Plaid’s BFM solution?
The platforms best suited for Plaid’s BFM solution are fintechs, SaaS platforms, and marketplaces building accounting, expense, banking, or lending tools for businesses.
