Income Verification

Income data you can trust

Verify income faster and more confidently with real-time bank data.

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Image showing a smiling man in front of a colorful gradient background, alongside financial verification overlays displaying annual income and transaction activity insights.

A smarter way to verify income, built for how people earn today

  • Real-time, forward-looking data

    Turn raw data into income signals you can trust, built on insights from the Plaid Network.

  • See every income stream

    Accurately assess how borrowers earn today, from salaries to gig work.

  • Easy integration, built to scale

    One integration, built to scale globally — no additional build required.

Make smarter decisions

  • Structured, decision-ready income signals derived from real-time cash flow data.

  • Improved income detection and classification for a clearer view of earnings.

  • Always work off the latest income data without asking your customers to re-verify or repeat steps.

Make smarter decisions

  • Structured, decision-ready income signals derived from real-time cash flow data.

  • Improved income detection and classification for a clearer view of earnings.

  • Always work off the latest income data without asking your customers to re-verify or repeat steps.

Faster approvals, fewer steps

  • Get more applicants through the door with fast, easy account linking, instead of manual uploads.

  • Get more clarity on income categories with taxonomy that spans paychecks to transfers to loan deposits.

  • Reduce manual document collection and review — income signals delivered via API in seconds.

Faster approvals, fewer steps

  • Get more applicants through the door with fast, easy account linking, instead of manual uploads.

  • Get more clarity on income categories with taxonomy that spans paychecks to transfers to loan deposits.

  • Reduce manual document collection and review — income signals delivered via API in seconds.

  • 90%

    conversion for account linking

    within lending flows

  • 3x

    faster to production

    than building in-house

See income clearly. Say yes confidently.

Get started with Plaid Income

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