Sending payments via direct bank transfer typically requires your users to switch between your application and their bank’s, manually enter account information, and in some cases, pay additional fees.

Plaid makes it easier for your users to initiate payments within your application’s flow. These in-app payments allow your users to fund their accounts, make online payments, and pay bills in a seamless and secure manner, and at a low cost.

Initiate payments for account funding, online payments, and bill pay

Payment Initiation enables your users to make real-time payments without having to leave your app

Verify identities to reduce fraud

Identity confirms users' name with what's on file at the bank

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This form goes to our sales team. If you have questions about connecting your financial accounts to a Plaid-powered app, visit our consumer help center for more information.