Sending payments via direct bank transfer typically requires your users to switch between your application and their bank’s, manually enter account information, and in some cases, pay additional fees.

Plaid makes it easier for your users to initiate payments within your application’s flow. These in-app payments allow your users to fund their accounts, make online payments, and pay bills in a seamless and secure manner, and at a low cost.

icon with money
Initiate payments for account funding, online payments, and bill pay

Payment Initiation enables your users to make real-time payments without having to leave your app

 Verify identities to reduce fraud
Verify identities to reduce fraud

Identity confirms users' name with what's on file at the bank

Questions about how Plaid can fit into your business?

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    This form goes to our sales team. If you’re having trouble connecting your financial accounts to an app, we recommend that you start by contacting the app.