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2025 FINTECH EFFECT: U.K. EDITION

You’re no longer driving your roadmap, your customers are

In partnership with The Harris Poll, we uncovered what 2,000 U.K. consumers think—and why fintechs that follow their lead are best positioned to win in 2026.

2025 FINTECH EFFECT: U.K. EDITION

You’re no longer driving your roadmap, your customers are

In partnership with The Harris Poll, we uncovered what 2,000 U.K. consumers think—and why fintechs that follow their lead are best positioned to win in 2026.

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Open finance has evolved—just like its customers

U.K. consumers aren’t just using fintech—they’re setting new standards for speed, trust, personalisation, and real-time insight. The Fintech Effect 2025 reveals how forward-thinking companies can keep up.

What today’s users expect:

  • Embedded, personalised financial experiences

  • Real-time insights from live financial data

  • Faster onboarding, fewer logins, more control

  • Smarter AI built on transparency and trust

Open finance has evolved—just like its customers

U.K. consumers aren’t just using fintech—they’re setting new standards for speed, trust, personalisation, and real-time insight. The Fintech Effect 2025 reveals how forward-thinking companies can keep up.

What today’s users expect:

  • Embedded, personalised financial experiences

  • Real-time insights from live financial data

  • Faster onboarding, fewer logins, more control

  • Smarter AI built on transparency and trust

Turn insights into action in 2026

Open finance is no longer a concept. It’s an infrastructure shift, powered by user expectations. This report helps you:

  • Spot moments where churn and trust are won or lost

  • Design seamless journeys with real-time signals

  • Turn AI and embedded finance into true user value

  • Lead with transparency, usability, and control

Turn insights into action in 2026

Open finance is no longer a concept. It’s an infrastructure shift, powered by user expectations. This report helps you:

  • Spot moments where churn and trust are won or lost

  • Design seamless journeys with real-time signals

  • Turn AI and embedded finance into true user value

  • Lead with transparency, usability, and control

Want to stay ahead?
Start being consumer-led.

Get the report