
2025 FINTECH EFFECT: U.K. EDITION
You’re no longer driving your roadmap, your customers are
In partnership with The Harris Poll, we uncovered what 2,000 U.K. consumers think—and why fintechs that follow their lead are best positioned to win in 2026.
2025 FINTECH EFFECT: U.K. EDITION
You’re no longer driving your roadmap, your customers are
In partnership with The Harris Poll, we uncovered what 2,000 U.K. consumers think—and why fintechs that follow their lead are best positioned to win in 2026.
Open finance has evolved—just like its customers
U.K. consumers aren’t just using fintech—they’re setting new standards for speed, trust, personalisation, and real-time insight. The Fintech Effect 2025 reveals how forward-thinking companies can keep up.
What today’s users expect:
Embedded, personalised financial experiences
Real-time insights from live financial data
Faster onboarding, fewer logins, more control
Smarter AI built on transparency and trust
Open finance has evolved—just like its customers
U.K. consumers aren’t just using fintech—they’re setting new standards for speed, trust, personalisation, and real-time insight. The Fintech Effect 2025 reveals how forward-thinking companies can keep up.
What today’s users expect:
Embedded, personalised financial experiences
Real-time insights from live financial data
Faster onboarding, fewer logins, more control
Smarter AI built on transparency and trust
Turn insights into action in 2026
Open finance is no longer a concept. It’s an infrastructure shift, powered by user expectations. This report helps you:
Spot moments where churn and trust are won or lost
Design seamless journeys with real-time signals
Turn AI and embedded finance into true user value
Lead with transparency, usability, and control
Turn insights into action in 2026
Open finance is no longer a concept. It’s an infrastructure shift, powered by user expectations. This report helps you:
Spot moments where churn and trust are won or lost
Design seamless journeys with real-time signals
Turn AI and embedded finance into true user value
Lead with transparency, usability, and control