Auth Payment Partners

Find payment providers who have partnered with Plaid to provide general purpose ACH money movement

Overview

Many Plaid developers choose to use a Plaid partner to move money with Auth. You will use Plaid Link initialized with the Auth product, but instead of using Plaid Auth endpoints, you will use endpoints from the payment provider, giving you access to payment functionality while freeing you from having to securely store sensitive bank account information.

The following is a list of payment providers who have partnered with Plaid to provide ACH money movement via a special processor token, along with instructions on how to enable those integrations.

PartnerDescription
StripeInstantly authenticate your customers' bank accounts for use with Stripe's ACH API
DwollaInstantly authenticate your customers' bank accounts for use with Dwolla's ACH API
ACHQInstantly authenticate your customers' bank accounts for use with ACHQ's ACH API
DriveWealthEnable your customers to instantly and securely fund DriveWealth supported investment accounts by linking their bank account with Plaid
GalileoInstantly authenticate your customers' bank accounts for account opening and funding
Modern TreasuryInstantly authenticate your customers' bank accounts for use with Modern Treasury's ACH API
PapayaInstantly authenticate your customers' bank accounts for use with Papaya's account access API
Prime TrustInstantly authenticate your customers' bank accounts for use with Prime Trust's account access API
VeloxSimplify the process of new account opening and bank verification for Correspondent Broker Dealers and their clients
VestaStreamline ACH onboarding flows and eliminate losses through Vesta’s payment guarantee for every approved transaction
VoPayEliminate inefficiencies of online bank account payments with VoPay’s EFT / ACH and Plaid

For more information, see the full list of partners in the Developer Dashboard.

Global payments options

Money movement via Plaid partners is only available for financial institutions within the US. In Europe, the Plaid Payment Initiation product (currently available in UK only) provides an easy and secure way to transfer funds. In Canada, EFT transactions can be powered by a third-party provider not affiliated with Plaid, such as Versapay or Forte.