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Auth

  • Introduction to Auth
  • Add Auth to your app
  • Move money with our partners
  • Add institution coverage
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Auth Payment Partners

Find payment providers who have partnered with Plaid to provide general purpose ACH money movement

Overview

Many Plaid developers choose to use a Plaid partner to move money with Auth. You will use Plaid Link initialized with the Auth product, but instead of using Plaid Auth endpoints, you will use endpoints from the payment platform, giving you access to payment functionality while freeing you from having to securely store sensitive bank account information.

The following is a list of payments platforms who have partnered with Plaid to provide ACH money movement via a special processor token, along with instructions on how to enable those integrations.

PartnerDescription
DwollaInstantly authenticate your customers' bank accounts for use with Dwolla's ACH API
SquareInstantly authenticate your customers' bank accounts for use with the Square Web Payments SDK
ACHQInstantly authenticate your customers' bank accounts for use with ACHQ's ACH API
AlpacaUse Alpaca with Plaid Auth to send and receive payments
Apex Fintech SolutionsInstantly authenticate your investors’ bank accounts for use with Apex Fintech Solutions Cash API
AstraInstantly authenticate your customer’s bank accounts for automated ACH transfers through the Astra platform
AtomicInstantly authenticate your customers' bank accounts to seamlessly fund investment accounts
CheckCheck lets you embed payroll in your product and easily configure and authenticate direct deposit payments
CheckbookInstantly authenticate your customers’ bank accounts for use with Checkbook’s payment solution -- including ACH, real-time payments, push to card, virtual cards, and checks
Checkout.comInstantly authenticate bank account details for use with Checkout.com’s Unified Payments API, and unlock unrivaled payment performance
CircleCircle helps you accept payments that settle in digital dollar stablecoins - the next generation money tech stack
DriveWealthEnable your customers to instantly and securely fund DriveWealth supported investment accounts by linking their bank account with Plaid
GalileoInstantly authenticate your customers' bank accounts for account opening and funding
GustoBuild payroll with Gusto, then use Plaid Auth to instantly connect your customers’ bank accounts and run payroll faster
HighnoteInstantly authenticate your customer’s bank accounts for use with the Highnote Platform to store account details, transfer funds, and make payments
LithicInstant bank authentication for ACH payments and card loads
MarqetaIntegrate Plaid and Marqeta’s APIs to seamlessly authenticate your customer’s bank account prior to an ACH transfer
Modern TreasuryInstantly authenticate your customers' bank accounts for use with Modern Treasury's ACH API
MoovInstantly authenticate your customers’ bank accounts to enable them to accept, store, and disburse funds with Moov
Prime TrustInstantly authenticate your customers' bank accounts for use with Prime Trust's account access API
RizeUse Plaid to instantly verify and connect your customers’ external bank accounts for use within the Rize Platform
Sila MoneyBanking, Digital Wallets, and ACH Payments API for software teams
Silicon Valley BankInstantly authenticate your customers' bank accounts for use with Silicon Valley Bank's ACH API
SolidInstantly authenticate external bank accounts for use with the Solid Platform
StripeInstantly authenticate your customers' bank accounts for use with Stripe's ACH API
Treasury PrimeSend payments and create counterparties with the Treasury Prime API
UnitInstantly authenticate counterparties’ bank accounts for use with the Unit API
VestaStreamline ACH onboarding flows and eliminate losses through Vesta’s payment guarantee for every approved transaction
VoPayEliminate inefficiencies of US and Canadian online bank account payments with VoPay’s EFT / ACH and Plaid
WyreAuthenticate your users’ bank accounts for ACH payments with Wyre’s Transfers API

For more information, see the full list of partners in the Developer Dashboard.

Global payments options

Money movement via Plaid partners is only available for financial institutions within the US (with multiple providers above) and Canada (with VoPay). In Europe, Payment Initiation provides an easy and secure way to transfer funds.

Example code in Plaid Pattern

For a real-life example of an app that incorporates the creation of processor tokens, see the Node-based Plaid Pattern Account Funding sample app. Pattern Account Funding is a sample account funding app that creates a processor token to send to your payment partner. The processor token creation code can be found in items.js.

For a tutorial walkthrough of creating a similar app, see Account funding tutorial.

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