The Fintech Effect: Stability, impact, and building for the future

More people are using fintech, even in economic uncertainty. Why are consumers turning to fintech and how can you innovate to meet their expectations? Download our free fintech report for insights on building the future of digital finance.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

An illustration of three people, two with longer hair in ponytails and one with shorter hair and a beard, interacting with an abstracted version of a Rube Goldberg machine.

Download The Fintech Effect to discover

How fintech can solve the top 3 financial challenges for consumers

Where businesses can innovate to stand out from the competition

Why brands need to deliver the great experiences consumers expect

See how consumers are shaping the future of fintech


of UK consumers are using fintech to manage their money, and there is broad adoption across demographic groups


of UK consumers say that they prefer using apps that verify their and other users' identities


of users are more likely to use an app if they can sign up and access it instantly

Fintech consumer expectations for quality experiences have increased in almost every way, particularly in regards to ease of use and security.
The Fintech Effect 2022