Initiate payments for account funding

Plaid makes it easy for your customers to fund their accounts within your application’s flow. Get in touch to learn more.

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The Problem

Account funding frequently requires your users to repeatedly switch between your application and their bank’s, manually enter their account information, and in some cases, pay additional fees.

The solution

Plaid makes it easier for your customers to fund their accounts by initiating payments within your application’s flow or website.

User experience

Your users can initiate payments without leaving your app or website, improving their experience and increasing conversions

Verify payment status

Reduce the possibility of misdirected payments by verifying the recipient account and confirming payment status

Reduce costs

Payment Initiation uses Faster Payments rails for low-cost payments

How It Works

Initiate a payment

After deciding to pay using Plaid, your customer enters the Plaid flow to confirm the amount and payee information

How It Works

Select a bank

Your customer selects the bank from which to initiate the payment. Plaid supports most traditional and digital banks in the UK

How It Works

Continue to bank redirect

Your customer is redirected to their bank to authenticate their account

How It Works

Authenticate bank account

Your customer authenticates and completes the payment transfer. Funds are withdrawn and deposited into your account

How It Works

Confirm payment transfer

Upon completion, Plaid returns the status of the payment, and your customer seamlessly returns to your application

What will you build?