Signal is powered by the Plaid Network and includes insights based on over 1,000 risk factors to indicate the likelihood of a return. These factors include insights based on bank account usage and connection activity across Plaid's large and diverse network of more than 5,000 applications.
This breadth of collective data can be applied to ACH transactions to separate low risk from high, allowing you to release funds earlier and optimize your user experience - all without increasing your return risk.