Problem

Asset verification has gone digital

Borrowers expect solutions that are easy to use. At the same time, getting holistic pictures of applicants is more important than ever. But old-school bank statement uploads create poor user experiences, partial context, and considerable manual work on the part of lenders.

Solution

Get reliable asset data — straight from the source

We’re making it possible for lenders to verify borrowers’ assets in a matter of seconds—direct from their depository accounts. Clean data, straight from the source, makes it easier to satisfy borrowers with a great experience and increase lender productivity. We’re also in pilot with Fannie Mae to become an approved asset verification provider for their Desktop Underwriter® validation service, which provides lenders Day 1 Certainty™.

  • citi
  • amex
  • blend
  • better
  • lending club
  • ellie mae
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How Plaid can help

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Delightful borrower experiences

Borrowers can link their bank accounts in seconds—no need for clunky bank statement uploads—which improves conversions and borrower satisfaction. Plus, our low latency delivers the speed borrowers expect.

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Modern technology, reliable data

Plaid builds custom integrations with financial institutions. We reliably deliver clean, easy-to-use data directly from the borrower’s bank account, so lenders can make underwriting decisions with confidence.

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Commitment to security

We’ve been first-to-market with numerous security solutions, and we use 256-bit AES encryption and regularly undergo both internal and external network penetration tests and third-party security reviews.

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We’d love to chat about how Plaid can help

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