Fintech Predictions returns for 2026
Get an exclusive look into the trends shaping financial services, from AI and open finance to fraud, payments, and lending.
The predictions are here
Explore Plaid CEO Zach Perret’s insights on where fintech is headed next—joined by Credit Product Lead Michelle Young and CTO Will Robinson.
Discover how:
Lenders will focus more on fraud than delinquency
The biggest AI users will be fraudsters, not fintechs
Lenders will unbundle the credit score
And more
The predictions are here
Explore Plaid CEO Zach Perret’s insights on where fintech is headed next—joined by Credit Product Lead Michelle Young and CTO Will Robinson.
Discover how:
Lenders will focus more on fraud than delinquency
The biggest AI users will be fraudsters, not fintechs
Lenders will unbundle the credit score
And more
"The cost to commit fraud has gotten really cheap. And fraud-fighting tools have not reacted fast enough to push that cost back up."