Account Activity Notification
Notification of account and transactions activity enables Plaid and the partner to coordinate their traffic patterns. This permits Plaid to only issue API requests when they are required, and to show updated information in Plaid, and Plaid-powered UIs.
- Account Activity Notification API
- New Transactions Ready (POST /items/transactions/notify) API Method
- New Account Activity (POST /items/accounts/notify) API Method
New Transactions Ready
Partners can notify Plaid when multiple users have transactions ready to pick up. This allows partners and Plaid to collaboratively schedule aggregation and reduce unnecessary transactions fetches. Plaid will still periodically aggregate the accounts of every connected user, but that period is slow and can be configured to issue requests during periods of low demand.
New Account Activity
A partner can notify Plaid when a user has opened, closed, or otherwise updated an account state. This enables Plaid-powered UIs to be aware of the current state of a user’s accounts e.g. when presenting account selection menus.