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product features
Increase conversion rates

Retrieve IBAN and BIC automatically when users connect their current accounts

Prevent misdirected payments

Ensure users set up payments with the correct IBAN and BIC numbers

PSD2 integrations

Plaid’s integrations are PSD2 compliant, delivering secure and reliable access to the European financial ecosystem

Make an Auth request

Use the Auth endpoint to submit a POST request

Europe

Retrieve IBAN and BIC to enable seamless debit withdrawals using SEPA

UK

Retrieve account number, sort code, IBAN and BIC to enable seamless debit withdrawals using Faster Payments

US

Retrieve account number and routing number to authenticate a checking or savings account for ACH payments

Canada

Retrieve account number, institution number, and branch number to authenticate an account for EFT payments

Retrieve Auth request

 
curl -X POST https://sandbox.plaid.com/auth/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Run

Make an Auth request

Use the Auth endpoint to submit a POST request

Retrieve Auth request


curl -X POST https://sandbox.plaid.com/auth/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Instant account authentication

Once a user connects their account using bank credentials, the <strong>/auth/get</strong> endpoint enables you to retrieve IBAN and BIC, along with high-level account data and balances when available

Retrieve Auth response


http code 200
{
  "accounts": [{
    "account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
    "balances": {
      "available": 100,
      "current": 110,
      "limit": null,
      "iso_currency_code": "GBP",
      "unofficial_currency_code": null,
    },
    "mask": "9606",
    "name": "Plaid Current Account",
    "official_name": "Plaid Gold Current Account",
    "subtype": "checking",
    "type": "depository"
  }],
  "numbers": {
    "ach": [{
      "account": "9900009606",
      "account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
      "routing": "011401533",
      "wire_routing": "021000021"
    }],
    "eft":[{
      "account": "111122223333",
      "account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
      "institution": "021",
      "branch": "01140"
    }],
    "bacs":[{
      "account": "31926819",
      "account_id": "vzeNDwK7KQIm4yEog683uElbp9GRLEFXGK98D",
      "sort_code": "601613"
    }],
    "international": [{
      "account_id": "intlxyz",
      "iban": "987654321",
      "bic": "DABAUE2D"
    }]
  }
  "item": {Object},
  "request_id": "m8MDnv9okwxFNBV"
}

Europe

Retrieve IBAN and BIC to enable seamless debit withdrawals using SEPA

UK

Retrieve account number, sort code, IBAN and BIC to enable seamless debit withdrawals using Faster Payments

US

Retrieve account number and routing number to authenticate a checking or savings account for ACH payments

Canada

Retrieve account number, institution number, and branch number to authenticate an account for EFT payments