Senior Compliance Analyst

Amsterdam | Full-time

We're responsible for enabling the business by managing risks and maintaining controls that ensure trust in the platform.

At Plaid, our mission is to unlock financial freedom for everyone.  There has never been a better time than now to start building the future of fintech with us. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 11,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam.

We're convinced that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools that thousands of developers use to create their own products. The Risk & Compliance Team at Plaid is a cross functional team whose responsibility is to enable the business by helping it to mitigate risks and maintain controls that ensure trust in our platform. Plaid sits in the middle of this ecosystem, and we are the gateway used by our customers to build, launch, and scale FinTech applications that democratise financial services.

In this role, you’ll be responsible for supporting Plaid’s risk management activities from security, regulatory, and reputation perspectives, with a focus on Second Line of Defence activities. You’ll work closely with our colleagues in Compliance, Legal, Go-to-Market (GTM) (made up of our Marketing, Sales, and Growth teams), Security Engineering, Customer Support, and Financial Access teams to ensure trust in the platform and protect the ecosystem.

What excites you

  • Being part of a highly evolving cross-functional and pan-European team in a rapidly growing global organisation
  • Assisting with the execution of the International Compliance Plan
  • Maturing, managing and performing assurance based reviews of regulatory activities pursuant to the Compliance Monitoring and Testing Program; and seeing required remediation work through to completion
  • Maintaining an open and effective dialogue with stakeholders and recommending ways in which the business can further understand, take responsibility for, and mitigate its risk profile
  • Building, automating, scaling, and improving operational workflows and processes
  • Being a key resource in developing and implementing the internal policies and procedures required of a rapidly-evolving risk management function
  • Learning and working with the broader team to operationalise relevant legal and regulatory requirements in current and new jurisdictions to support Plaid’s expansion goals
  • Articulating complex and nuanced compliance requirements into understandable concepts both internally and externally
  • Working cross functionally to produce regular Management Information for the Boards of Directors, senior management, and the risk governance committee to enable them to make informed decisions
  • Supporting inbound regulatory assessments and audit engagements
  • Assisting with other ad-hoc tasks as may be required from time to time
  • Generally being an advocate for the Risk & Compliance team and embedding a strong culture of compliance 

What excites us

  • 5+ years of relevant experience working in compliance, risk or operational functions with a specific focus on financial services. FinTech experience is a bonus
  • Excellent written and verbal communication skills
  • Broad understanding of UK and EU regulatory structure, process, and underlying principles
  • Knowledge of and/or desire to learn relevant laws and regulatory requirements including PSD2, GDPR, and AML/CTF/ABC
  • Strong project management skills with a focus on organisation, attention to detail, and the ability to multitask in a faced paced environmentIdeal candidate is positive, collaborative, highly organised, with demonstrated good judgment, problem-solving, and analytical skills
  • Proven track record of successful business engagement including providing practical and value-add solutions resulting in positive outcomes for all stakeholders
  • Exhibits healthy risk tolerance to enable a growth-stage business.
  • Ability to remain independent
  • Collaborative mindset and an ability to listen to challenges faced by stakeholder across the business 
  • Ability to work well under pressure and empathetic to the challenges of a start-up
  • Willingness to roll up your sleeves
  • Intellectual honesty and humility; you should be willing to admit when you don’t know something, and should have the discernibility to escalate issues when necessary
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
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