Software Engineer - Product Backend (Investments)

United States | Full-time

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system.

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam. #LI-Remote

Investments represent one of Plaid’s core and impactful products. We take in millions of messy raw investment data  from thousands of banks in unique formats, standardize them into a single structured schema, and then enrich them with both derived and inferred insights. We employ a mix of traditional and machine learning techniques, and take pride in solving non-deterministic problems. The fruit of our labor is the FinTech industry default API for accessing users’ investment holdings data.

As a member of the Investments team, you’ll collaborate with PMs to build out our API and bank integrations, and engineers across the company on a range of projects and products. You’ll have the opportunity to pick up multiple languages and technologies, you’ll have the space to explore unsolved problems, and your work will impact millions of customers by bringing order to the chaotic world of financial data.

What excites you

  • Full end-to-end ownership of features, from ideation to production
  • Working cross-functionally with product, data science, sales, and legal
  • Diving into loosely defined problems and figuring out a path forward
  • Directly having high business impact for the company

What excites us

  • 2+ years of Backend Engineering experience 
  • Product-minded engineers who advocate for a better and more inclusive user experience on behalf of our users
  • You enjoy collaborating more than working heads-down and you make decision by consulting with data 
  • Nice to have: experience building and maintaining APIs

$137700 - 186300 a year

Target base salary for this role is $137,000- $186,300 per year. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at

Please review our Candidate Privacy Notice here.

San Francisco Office

Our headquarters is in sunny SOMA and includes a beautiful sun-filled atrium, a private outdoor deck and even a (semi-hidden) climbing wall.

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Kevin Hu - Data Scientist

A data scientist at Plaid since March 2017, Kevin Hu is busy pursuing his dream of building things that matter. Here, he talks math contests, cats of Instagram, and the collaborative nirvana that is “group sound.”

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