Engineering

Software Engineer - Account Verification

United States | Full-time

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system.

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Remote

The Account Verification team is responsible for the Authentication, Balance, Identity business of Plaid. This is the foundational business responsible for a significant amount of Plaid’s revenue today. The team builds solutions for maintaining this core business, as well as new products to unlock net new market space and use-cases. The Account Verification team owns these Products across the stack - i.e. extractions from the bank, modeling this data internally, serving via APIs. 

In the near horizon, the team’s goal is to build 0 to 1 new products for onboarding users to Pay By Bank using plaid and unlocking new market segments.

Plaid is looking for a new team member who will be responsible for working across the stack to plan, design, build, test and deploy the new Account Verification products and solutions. You will work closely with cross-functional partners from Product, Legal, and Design. This role will provide opportunities to learn how to power data at Plaid - building bank side integrations for our core products. Being on the Account Verification team, you will learn new technologies and languages and have the ability to be a project leader as we explore ambiguous problem spaces.

Responsibilities

  • You will work closely with a highly iterative, cross-functional team to understand product requirements and legal constraints to build Account Verification Products. 
  • You will deeply understand Client needs and architect solutions tailored to their use cases.You will partner with other teams within the Payments group, working closely with other engineering teams as well as Design, Data Science, and more to iterate on and productionize new products.
  • You will have the opportunity to architect efficient, scalable services paired with well-designed UI as we work closely with our Clients.
  • You will own and lead projects, step up as a trusted member of the team’s oncall rotation, advocate for technical and process changes, and follow best practices to increase overall system reliability.

Qualifications

  • 2-4 years of experience working as Software Engineer.
  • Excellent coding and testing skills Ability to work in large scale backend systems.
  • Experience as a project lead, or desire to quickly take on that responsibility.
  • [Very-nice-to-have] strong communication skills.
  • [Nice-to-have] Experience with Python, Golang, SQL, and/or AWS

Target base salary for this role is between $143,640 and $197,640 per year. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.v
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

Please review our Candidate Privacy Notice here.

San Francisco Office

Our headquarters is in sunny SOMA and includes a beautiful sun-filled atrium, a private outdoor deck and even a (semi-hidden) climbing wall.

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Jennifer Wu - Software Engineer

Software engineer Jennifer Wu is one of a growing set of remote team members empowered to develop their careers from wherever they choose to live.

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