Experienced Software Engineer - Product (Financial Identity)

San Francisco | Full-time

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system.

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 11,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam.

Product engineering teams at Plaid aim to make working with financial data not only better but delightful. We believe that the key to solving finance’s biggest problems lies in meeting modern user expectations. The way we do this is by making access to the financial ecosystem dirt-simple for developers, and in doing so help developers bring unique value to consumers and businesses.

The Financial Identity Team (FIT) partners with clients who need to understand a consumer’s financial identity to offer them new financial services. For example, a neo-bank needs to verify the identity of a user that signs up. Once the user signs up, the neo-bank would like to become the users primary bank account by moving their direct deposits, bill pay to this new account. The FIT team makes this easy for developers by handling user authentication, and offering a handful of simple to integrate APIs.

We are looking for engineers who understand what it means to discover and build on scalable products that power our customers’ use cases. This means being able to work across the entire stack when needed, working with partners and setting the long-term technical direction for new products. Our engineering culture is IC-driven—we favor bottom-up ideation and empowerment of our team. As a result we are looking for engineers who are excited by leading projects through setting technical direction and mentoring those around them. We are looking for engineers who are motivated by creating impact for our consumers and customers, growing together as a team, shipping the MVP, and leaving things better than we found them.

We're guided by our principles including impact, growing together, embracing openness and positivity, inventing tomorrow; we’re looking for leaders who are motivated by those same principles.

What excites you

  • Leading high risk products with real high reward impact: Your work will touch tens of millions of end-users, the top applications in FinTech, and worlds largest financial institutions
  • Crafting a thoughtful, long-term technical strategy for Plaid’s new products that anticipates future needs to
  • Workingclosely with partners to dig through finance’s complex challenges—and reimagining the experience completely
  • Working on both the 0 to 1 stage and the 1 to 10 stage of problems

What excites us

  • 5+ years of deep industry experience building and iterating on high visibility products
  • Persistent problem solvers with a consistent track record of building interesting projects
  • Production experience designing and shipping highly reliable backend systems and APIs
  • A record of mentoring experienced engineers around you and helping them grow

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at
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San Francisco Office

Our headquarters is in sunny SOMA and includes a beautiful sun-filled atrium, a private outdoor deck and even a (semi-hidden) climbing wall.

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