Experienced Software Engineer - Credit (Workforce Integrations)

Remote | Full-time

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system.

We believe the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and infrastructure developers need to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 11,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam.

We believe that financial freedom includes all types of financial information, especially when it comes to how credit is determined. Our Credit product allows consumers seeking loans to verify their income by connecting people with their payroll providers. We want to help change how credit is determined so that those without access to traditional credit scores can access the funds they need. Our Workforce Integrations team is responsible for building out those direct connections to payroll data that make this product possible.

As a member of our Workforce Integrations team, you will be guiding the technical vision of the team, increasing build speed, defining the architecture for the Workforce product team and assisting in the architecting of the Credit product at large. You will be working with a fast-moving team of engineers within two organizations to prioritize and build scalable, quality architecture.

You will be also be responsible for helping to train and mentor your fellow teammates. Additionally, as an architecture representative, you will work with engineers across Plaid to build out a scalable, quality product - both at the Plaid level and at your team’s level.

We're guided by our principles, including impact, growing together, embracing openness and positivity, and inventing tomorrow; we're looking for people motivated by those same principles.

If you are looking for the fast track to impact, this is it! We will need you to dive right in.

What excites us

  • 8+ years of production experience, core fundamentals, and a strong command of at least one language
  • Background in computer science, engineering, or another related field and a strong track record of building interesting projects
  • Passion for mentoring others
  • Proven track record of working with senior engineers across multiple teams
  • Impact driven. You understand that building the right tools and systems can impact millions of users.
  • Pragmatism. Someone who actively considers the fine balance between shipping speed and perfection
  • Adaptability. Most of our engineers work across the entire stack, touching everything from the front-end, mobile, and our core infrastructure.

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at

Please review our Candidate Privacy Notice here.
image of Remote office

Remote Office

We guarantee a great work experience for our distributed team, whether they are working from a coworking space, living room, or traveling the world!

View Open Positions
image of Plaid Person, Jennifer Wu

Jennifer Wu - Software Engineer

Software engineer Jennifer Wu is one of a growing set of remote team members empowered to develop their careers from wherever they choose to live.

Meet Plaid's People