Experienced Software Engineer - Backend (Transactions Platform)

New York | Full-time

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system.

We believe the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and infrastructure developers need to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 11,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam.

Transactions Platform gives Plaid products access to the full potential of transactions data, our largest and richest dataset. While the domain-specific interpretation of transactions varies wildly between use cases, the basics remain the same: “what type of transaction is this?”, “what are the recurring trends in this account’s history?”, “what merchants/organizations does this consumer interact with?”. The mission of Transactions Platform is to make answering these questions trivial, so that the Product teams can focus on their core competency, and not on building yet another regex pattern library. We take a holistic approach, from studying the data available and designing high-quality labeling pipelines to training ML models and implementing structural parsers

As a member of our team, you’ll collaborate with product stakeholders (PMs, engineers) to determine the highest platform needs, and work to implement them. You’ll work on systems such as a shared parsing library, labeled data storage and processing pipeline, rule-based and ML solutions to finding similar transactions. You’ll have the opportunity to pick up multiple languages and technologies, you’ll have the space to explore unsolved problems, and your work will impact millions of customers by bringing order to the chaotic world of financial data. 

What excites you

  • Full end-to-end ownership of features, from ideation to production
  • Working cross-functionally with multiple products, data science, infra, and other platform teams
  • Diving into loosely defined problems and figuring out a path forward
  • Building reusable solutions that will leverage your impact across a broad product surface

What excites us

  • You’re curious and you never stop asking “why”
  • You’re motivated to learn
  • You strive to build a general solution that will help with multiple use cases
  • You enjoy collaborating more than working heads-down alone
  • You make decisions by consulting the data
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at

Please review our Candidate Privacy Notice here.
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