Built to power the world of digital finance

Increase conversion, lower fraud, and grow revenue with the Plaid Network.

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The internet’s fastest financial onboarding

Get everything you need to verify identities, connect financial accounts, and onboard millions of customers. Just by collecting a phone number.

See it in action

Ship in hours with
easy-to-use APIs

Build faster, smarter, and simpler user experiences with only a few lines of code. All on a single dashboard.

Read API docs

Ship in hours with
easy-to-use APIs

Build faster, smarter, and simpler user experiences with only a few lines of code. All on a single dashboard.

Read API docs

Finance works better on Plaid's Network

It’s more than APIs. Plaid connects you to data and insights powered by millions of connections, helping you create instant experiences, stop more fraud, and grow revenue.

100M+ global users

Get your products used by more people

12K+ financial institutions

Reach people wherever they bank

550K+ new daily connections

Access real-time financial data

18 countries and growing

Scale your business in more places

SOLUTIONS THAT WORK TOGETHER

Fast. Safe. Simple.

Onboarding

Onboard customers in seconds with a flow used by 1 in 3 U.S. adults with a bank account.

Onboard users faster

Payments

Instantly verify accounts, check balances, and support multi-rail payments for faster, more secure money movement.

Move money safely

Fraud prevention

Stop fraud in more places with network-powered signals, real-time alerts, and advanced identity verification.

Fight fraud at scale

Credit underwriting

Make smarter lending decisions with easy access to cash flow data and risk insights from the Plaid Network.

Qualify more borrowers

Be the center
of your customer’s
financial world

Make it easy for people to connect to their favorite apps. Stay compliant, reach new customers, and keep them coming back with our open finance solution.

Explore open finance

Be the center
of your customer’s
financial world

Make it easy for people to connect to their favorite apps. Stay compliant, reach new customers, and keep them coming back with our open finance solution.

Explore open finance

See what’s possible with Plaid

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Robinhood unlocked $100M in instant funds

Affirm advertisement featuring a person holding a smartphone displaying an online shop with a product listing for a floor lamp priced at $350. Next to the phone, two payment options are shown: 'Pay in 4' with 1 of 4 payments completed, and 'Monthly installments' with 6 of 12 payments completed. The Affirm logo is visible at the bottom left of the image.

How Affirm is creating the future of digital lending

An illustration of a woman sitting on a couch with a smartphone, smiling and looking content. A black cat is lying on the couch beside her. A notification bubble reads, 'Guess who just got paid early? It’s Wednesday but Payday came early for you! $1,890.49 was just posted.' The background includes a window showing a scenic view and a potted plant. The Chime logo is visible at the bottom left.

Chime boosted account funding by 300%

Manage connections with Plaid Portal

Plaid portal enables you to see the types of financial data you've shared and control which apps have access.

Learn more
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More customers.
Less fraudsters.
Higher revenue.

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