Consumer transparency and control
Users can review their financial data before choosing to share it with developers, lenders and other third parties
Verify borrowers’ assets
product features
Snapshot of a user’s finances
Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information
Transaction insights
Review clean transaction data that includes category and merchant name—data is standardised across institutions
PSD2 integrations
Plaid’s integrations are PSD2 compliant, delivering secure and reliable access to the European financial ecosystem
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.